Hey there I'm Robert MacEwan the author of Ideal Absolutes. If you're new to macewan.org, you may want to subscribe to my RSS feed.
In an exclusive on-camera interview with BlogHer, Sen. Obama (D-IL) answers questions about the economy, Iraq, health care and the environment — including a health-care screening process for every veteran and support for their spouses and families, health insurance coverage for birth control to avoid unwanted pregnancies, and working with China and other countries on climate change, a “major problem.”
Life throws curve balls. The measure of your leadership rests with effective decision making. Especially where finances are concerned. Oh yeah, I dig saving money - who doesn’t. My approach is to come up with equitable solutions and not keep funds from where they are needed most. Bragging and back patting for disadvantaging those that need it only to keep it for yourself, especially if your doing it for self benefit at another’s expense if greedy. That’s not smart money management little rabbit no that’s being a silly twit.
So when I stumbled across vistaprint coupons with savings like 50% off most products site wide, 80% off business cards or 80% address labels… heck this is to be celebrated. You supply needs to keep business running smoothly without appearing stingy. Word gets out when you do good only to meet needs important to you. Geez, the whole community might find out and we don’t want that do we?
Here’s the deal about this site. Services included are things like rubber stamps, checks, business cards with announcements and car magnets thrown in for good measure. Stop being a self serving numb nut and become a better person. You find commensurable equitable operations serve everyone best. We can be creative developing cost cutting alternatives. Mmm K? =)
If you are ready to invest money for a future event, such as retirement or a child’s college education, you have several options. You do not have to invest in risky stocks or ventures. You can easily invest your money in ways that are very safe, which will show a decent return over a long period of time. Think GOLD.
“An easy, economical way to buy gold online.” - Barron’s
Barron’s was referring to how economical it is to buy gold online. Simply use you bank’s clearinig house system for automatic money transfers. From checking account to owning gold - electronically. What could be easier?
Stocks are another vehicle for long term investments. Shares of stocks are essentially shares of ownership in the company you are investing in. When the company does well financially, the value of your stock rises. However, if a company is doing poorly, your stock value drops.
The important thing is to do your research before investing your money for long term gain. When purchasing gold online you should choose a company like GoldMoney®. They were founded in 2001 by industry gold experts. They’re the well established respect source allowing 24/7 access to your account. When you look for the gold source to invest in, choose a broker that is well established and has a proven track record - GoldMoney®.
As an Internet marketer whether the affiliate type, blogger or infrastructure architect you know the value of money. Despite what some would have you believe these funds don’t just magicly show up in our PayPal accounts. When you start hitting it hard and consistently you’ll need to start investing a good portion. Relax, it’s not too difficult to get started.
If you are anxious to get your investments started, you can get started right away without having a lot of knowledge about the stock market. Start by being a conservative investor with a low risk tolerance. This will give you a way to making your money grow while you learn more about investing.
Start with an interest bearing savings account. You may already have one. If you don’t, you should. A savings account can be opened at the same bank that you do your checking at - or at any other bank. A savings account should pay 2 - 4% on the money that you have in the account.
It’s not a lot of money unless you have a million dollars in that account but it is a start, and it is money making money. Next, invest in money market funds. This can often be done through your bank. These funds have higher interest payouts than typical savings accounts, but they work much the same way. These are short term investments, so your money won’t be tied up for a long period of time - but again, it is money making money.
Certificates of Deposit are also sound investments with no risk. The interest rates on CD’s are typically higher than those of savings accounts or Money Market Funds. You can select the duration of your investment, and interest is paid regularly until the CD reaches maturity. CD’s can be purchased at your bank, and your bank will insure them against loss. When the CD reaches maturity, you receive your original investment, plus the interest that the CD has earned.
“Consumer spending has already noticeably downshifted,” said Joe LaVorgna, chief U.S. economist at Deutsche Bank Securities Inc. in New York. “This should keep overall economic activity sub-par.”
If you are just starting out, one or all of these three types of investments is the best starting point. Again, this will allow your money to start making money for you while you learn more about investing in other places. With retail sales dropping in April with purchases falling 0.2 percent you’re lucky/fortunate or that damn good to keep sales coming online.
Is your spousal unit or partner or both complaining that you $pend too much money?
Does SHOCKED best describe your overall system when each month your credit card bill arrives at how much more you charged than you thought you had?
Shoewhore!? Do you have more shoes and clothes in your closet than you could ever possibly wear?
X-Gen freak’n!!? Whe new gadgets hit the shelfs are you first in line with the credit card?
GIMMIGIMMI! Are you buying stuff you didn’t know you wanted until you saw them on display?
If you blushed or answered “yup” to any two of the above questions, you’re an impulse spender and lavish yourself in retail therapy too often. Stopping soon will greatly affect your retirement years.
This free flowing money habit is not a good thing. It will prevent you from saving for the important things like a house, a new car, a vacation or retirement - duh. Set financial goals while resisting the urge to spend money on items that really don’t matter in the long run.
Impulse spending will not only put a strain on your finances both short and long term but your relationships, as well. To overcome this all to common problem, the first thing to do is learn to separate your family needs from your wants. Advertisers razz us peddling their goods 24/7 all year long. The trick is to give yourself a cooling-off period before you buy anything that you have not planned for.
When you go shopping, make a list and take only enough cash to pay for what you have planned to buy. Leave your credit cards at home. If you see something you think you really need, give yourself two weeks to decide if it is really something you need or something you can easily do without. By following this simple solution, you will mend your financial fences and your relationships. You have taken the wrong path dear soul.
WaMu has the answer in the form of their savings services. Online savings accounts complete with statement savings, the tradition/online or liquid CD.
Completely slipped my mind that the 12th annual Webby is coming. Scrolling through the categories you find in services sitting between Moo and Concur the Identity Theft Protection service company LifeLock®. You may remember them by the TV ads where CEO Todd Davis has his Social Security Number posted in large letter on the side of a truck. Guess he knows a thing or two about protecting it seeing that he’s a Certified Identity Theft Risk Management Specialist™. No joking their backing comes from Goldman Sachs, Kleiner Perkins Caufield and Byers.
It is no small feat being selected for a Webby. What with this year there being somewhere around 10,000 entries from over 60 countries holding tight down to the last five nominees on the services category is quite impressive. After 12 years in the game digging through hundreds of thousands of sites team Webby is the one to watch for the real players. Hats off to you LifeLock® - you deserve it.
Earlier this year I wrote about their Identity Theft protection service. This company is awesome, even if you loose your wallet there’s a program called WalletLock™ to keep you covered. Turns out they set up a jobs page to help people looking for careers at lifelock.
Reading through Gary’s and then Dulce’s information gave me the urge to test whether Qassia’s $500 in 12 hour potential has any merit. As mentioned in other blogs the Qassia site looks like other wiki’ish sites where you write content and receive a cut of the advertising profits. It’s true Qassia is in Beta but you are able to join Qassia through macewan.
